Is there a free mock test available for SBI Circle Based Officer (CBO) 2026?

Yes, Mock 1 is completely free for all candidates. It follows the exact official exam pattern (120 questions, 120 minutes) with full solutions and shortcut techniques.

Can I practice SBI Circle Based Officer (CBO) 2026 mock tests for ₹9 on Jetri?

Yes, single full-length practice tests can be unlocked individually starting at just ₹25 per mock test with zero lock-in subscriptions.

Are previous year question papers (PYP) included in SBI Circle Based Officer (CBO) 2026 test series?

Yes. Every test in the Jetri test series is calibrated with 80% previous-year exam models and 20% future-trend predicted models, backed by 4-step pedagogical solutions (Approach, Logic, Shortcut, Distractor Trap).

What is the negative marking in SBI Circle Based Officer (CBO) 2026?

The exam has a negative marking penalty of 0.25 marks for each incorrect answer.

Where can I read the full SBI Circle Based Officer (CBO) 2026 notification, vacancy and salary analysis?

You can read the complete senior-faculty master dossier covering official notifications, state-wise vacancies, pay scales, and paper-setter analysis at https://jetri.co.in/articles/sbi-cbo-2026-officer-guide.

SBI Circle Based Officer (CBO) 2026 Mock Test 2026 (from ₹9/Test) — 25 Full Mocks, PYP & Syllabus

Specialist & Lateral · Official Source: State Bank of India

SBI Circle Based Officer (CBO) 2026

Strategy, previous-year cutoff analysis & full test series built from 10-year paper patterns.

🚀 Take Free Mock 1 📄 Official Notification

Single Mock Test at ₹9

📖 Senior Examination Advisory Master Dossier · 16 min readBy Prof. K. R. Nambiar (Ex-Bank CGM & Senior Banking Faculty)

SBI CBO (Circle Based Officer) 2026: Notification, 2-Year Commercial Bank Experience, Exam Pattern & Selection Strategy (Mocks from ₹9)

An authoritative guide to the State Bank of India Circle Based Officer (CBO) examination. Covers the 2-year mandatory officer experience criterion in Scheduled Commercial Banks or RRBs, 120-question objective paper, 50-mark descriptive evaluation, circle-wise postings, and Jetri's full mock tests starting at ₹9.

✅ Official Notification Breakdown✅ State & Category Vacancies✅ 12th Bipartite / 7th CPC Salary✅ 80/20 PYP Model Weightage⚡ Mocks from ₹25/Test

Read Complete Faculty Master Analysis ➔

🎯 Structured Revision Roadmap · Exam Date: 19 Jan 2027

🚀 Exam-Eve Fast Revision Timeline (T-30 · T-14 · T-5)

FREE FOR MEMBERS

Materials are organized by countdown timing. Modules remain locked until their designated preparation window before the exam (108 days remaining).

✅ Official Release · Ready to Study29 Oct 2026

Monthly Active

Continuous Current Affairs (PIB, RBI, Govt schemes) to study throughout your preparation.

🔄 Actively Updating Daily · Unlocks 20 Dec 2026In 78 days

30 Days Before Exam

Comprehensive 450+ Page Master Compendium: 6-Month PIB & RBI Circular Synthesis, Complete Priority Sector Lending (PSL) & Basel III Framework, 100+ High-Yield Formula Shortcuts, and 600 Solved Exam MCQs with 4-Step Trap Explanations.

🔄 Actively Updating Daily (T30 Engine)

Jetri's automated pipeline is aggregating daily PIB news, RBI directives, government schemes, and verified question banks up to 30 days before the exam.

⚡ Automatic Dispatch: You will receive an automated email notification with direct access when unlocked on 20 Dec 2026.

🔄 Actively Updating Daily · Unlocks 5 Jan 2027In 94 days

14 Days Before Exam

High-Frequency Attack Order & Rapid Circular Review: Latest 90-Day RBI Priority Directives, Time-Triage Question Selection Matrix (Which 10 questions to skip immediately), Critical Numerical Thresholds (PCA, NOF, CRAR, LTV Ratios), and 200 Mock Booster MCQs.

🔄 Actively Updating Daily (T14 Engine)

Our engine continuously synthesizes fresh regulatory circulars, time-triage attack orders, and high-frequency mock models up to 14 days before the exam.

⚡ Automatic Dispatch: You will receive an automated email notification with direct access when unlocked on 5 Jan 2027.

🔄 Actively Updating Daily · Unlocks 14 Jan 2027In 103 days

5 Days Before Exam

Ultra-Compact Exam-Eve Memory Sheet & Trap Avoidance Guide: Final 48-Hour High-Yield Formulas, Critical Regulatory Penalties, Top 25 Examiner Traps in Puzzles & Caselet DI, and Mental Reassurance Scorecard Checklist.

🔄 Actively Updating Daily (T5 Engine)

Our engine continuously updates the latest 2026 pattern modifications, hot expected news, and formula triggers up to 5 days before the exam.

⚡ Automatic Dispatch: You will receive an automated email notification with direct access when unlocked on 14 Jan 2027.

⚖️ Official Marking Scheme

Positive: 1 per correct.
Negative: 0.25 per wrong.
Rules: Total 120 Marks objective test.
Duration: 120 min · 4 sections.

⏱️ Sectional Breakdown

General/Economy/Banking Awareness30 Qs · 30 min

Reasoning Ability & Computer Aptitude30 Qs · 30 min

Quantitative Aptitude30 Qs · 30 min

English Language30 Qs · 30 min

🎯 Exam-Cracking Intelligence & Trend Analysis

SBI Circle Based Officer (CBO) 2026 — Master Strategy & Topic Weightage

📖 Open Full Textbook & Study Notes →

Compiled from 10-year official paper patterns and previous-year shift analysis. Review the exact topic weightage below to decide your attempt sequence and study focus.

🏆 The Topper 3-Step Execution Plan

1. Understand the Mark-Weight Leverage

Reasoning & Quant carry 1.25 marks per question (50 marks each); Financial Awareness & English carry 1.00 mark (40 marks each); Computer carries 0.50 marks (20 marks). 1 Reasoning question = 2.5 Computer questions.

2. Win on Financial Awareness (40 Marks)

Officer-level selection is decided by FA depth, not raw math speed. Last 6 months banking/economy current affairs + RBI circulars + Basel/NPA norms decide the merit list.

3. Puzzle & DI Triage

Scan all puzzle & DI sets first. Attempt the 2–3 sets with the most definite clues. If a set is not cracked in 90s of setup, flag and skip immediately.

Reasoning

34–52 Qs

11 Topics

Quantitative Aptitude

33–46 Qs

6 Topics

Banking Awareness

32–54 Qs

9 Topics

English

25–46 Qs

8 Topics

Computer Awareness

32–49 Qs

8 Topics

📊 Topic-Wise Previous Year Weightage & Attack Strategy

Work top-down inside each section. ① Must-Do topics form 60–70% of your passing score.

Section	Topic	Expected Qs	Priority Tier	Topper Attack Technique
Reasoning	Puzzles & Seating	20–20	① Must-do	Scan all sets first, solve the 2-3 with most definite clues. Skip any set not cracked in 90s of setup.
Reasoning	Input-Output	5–5	② High yield	Infer the rule from step 1→2, then jump straight to the asked step — don't write every step.
Reasoning	Direction Sense	3–4	② High yield	Sketch every turn. Pythagoras for shortest distance.
Reasoning	Alphanumeric & Symbol Series	2–4	③ Solid marks	Read the condition twice before counting. Most errors are misread conditions, not logic.
Reasoning	Logical Reasoning (Statement & Argument/Inference)	3–4	③ Solid marks	Drill this Reasoning topic to under 45s per question; revise its shortcut weekly.
Reasoning	Syllogism	0–3	④ If time permits	Venn only for tricky ones; 'Only a few' = some+some not. Fastest 3-5 marks in the paper.
Reasoning	Data Sufficiency (Reasoning)	0–3	④ If time permits	Never fully solve — only decide if it's solvable. Check each statement alone first.
Reasoning	Order & Ranking	1–3	④ If time permits	Drill this Reasoning topic to under 45s per question; revise its shortcut weekly.
Reasoning	Inequalities	0–2	④ If time permits	Chain the signs, check direction. Watch either-or pairs. Under 30s each.
Reasoning	Blood Relations	0–2	④ If time permits	Draw the tree: squares male, circles female. Never solve in your head.
Reasoning	Coding-Decoding	0–2	④ If time permits	Drill this Reasoning topic to under 45s per question; revise its shortcut weekly.
Quantitative Aptitude	Data Interpretation	15–16	① Must-do	Pick the set with clean numbers first. Approximate early; exact-value questions last.
Quantitative Aptitude	Arithmetic (mixed word problems)	10–10	② High yield	Use ratio/unitary methods, not equations. Options often let you back-solve faster.
Quantitative Aptitude	Number Series (missing & wrong)	5–6	② High yield	Check differences → ratios → squares/cubes, in that order. 20s max, then move on.
Quantitative Aptitude	Quadratic Equations & Root Comparison	3–5	③ Solid marks	Sign-rule shortcut: factor mentally, compare roots. Guaranteed 3-5 marks.
Quantitative Aptitude	Simplification/Approximation	0–5	③ Solid marks	BODMAS + fraction-percent table. Round early on approximation questions.
Quantitative Aptitude	Data Sufficiency (Quant)	0–4	④ If time permits	Never fully solve — only decide if it's solvable. Check each statement alone first.
Banking Awareness	Current Affairs	10–15	① Must-do	Last 6 months only. Banking/economy news outranks general news for this exam.
Banking Awareness	RBI Functions & Monetary Policy	5–8	② High yield	Know current rates + who decides them. Highest-frequency GA topic.
Banking Awareness	Banking History & Structure	4–6	② High yield	Officer-level depth: know the why, not just the name. Rank-deciding area.
Banking Awareness	Government Schemes	4–6	③ Solid marks	Launch year, ministry, target group, benefit amount — that's what gets asked.
Banking Awareness	Basel Norms & Risk	2–4	③ Solid marks	Officer-level depth: know the why, not just the name. Rank-deciding area.
Banking Awareness	International Financial Institutions (IMF, World Bank, ADB, BIS)	2–4	④ If time permits	Officer-level depth: know the why, not just the name. Rank-deciding area.
Banking Awareness	Financial Markets & SEBI	2–4	④ If time permits	Officer-level depth: know the why, not just the name. Rank-deciding area.
Banking Awareness	RRB & Cooperative Banking Structure and Rules	2–4	④ If time permits	Officer-level depth: know the why, not just the name. Rank-deciding area.
Banking Awareness	NBFC Regulation	1–3	④ If time permits	Officer-level depth: know the why, not just the name. Rank-deciding area.
English	Reading Comprehension	10–10	① Must-do	Read questions first, then skim. Do vocab and fact questions before inference.
English	Fill in the Blanks (single & double)	0–6	② High yield	Drill this English topic to under 45s per question; revise its shortcut weekly.
English	Cloze Test	5–5	② High yield	Read the whole passage once for tone, then fill. Collocation beats grammar rules here.
English	Error Spotting	5–5	③ Solid marks	Check subject-verb, then tense, then preposition — in that order.
English	Para Jumbles	0–5	③ Solid marks	Find the opener and mandatory pairs first; never order all sentences blind.
English	Word Swap / Word Usage	0–5	④ If time permits	Drill this English topic to under 45s per question; revise its shortcut weekly.
English	Sentence Improvement/Phrase Replacement	5–5	④ If time permits	Drill this English topic to under 45s per question; revise its shortcut weekly.
English	Match the Column	0–5	④ If time permits	Drill this English topic to under 45s per question; revise its shortcut weekly.
Computer Awareness	Computer Fundamentals & Hardware	6–8	① Must-do	Definitions and full-forms. Fastest section in the paper — bank it in under 8 minutes.
Computer Awareness	Internet & Networking	6–8	② High yield	Definitions and full-forms. Fastest section in the paper — bank it in under 8 minutes.
Computer Awareness	Security & Abbreviations	5–8	② High yield	Definitions and full-forms. Fastest section in the paper — bank it in under 8 minutes.
Computer Awareness	MS Office	5–7	③ Solid marks	Pure recall — drill once, revise weekly. Free marks.
Computer Awareness	Operating Systems	3–5	③ Solid marks	Definitions and full-forms. Fastest section in the paper — bank it in under 8 minutes.
Computer Awareness	Keyboard Shortcuts & Memory	3–5	④ If time permits	Pure recall — drill once, revise weekly. Free marks.
Computer Awareness	DBMS & Programming Basics	2–4	④ If time permits	Definitions and full-forms. Fastest section in the paper — bank it in under 8 minutes.
Computer Awareness	Networking Models & E-commerce	2–4	④ If time permits	Definitions and full-forms. Fastest section in the paper — bank it in under 8 minutes.

⏱️ Minute-by-Minute Hall Execution

Plan 10–12 min: Computer Knowledge (40 Qs / 20 Marks) — pure recall, bank 16–18 marks while 100% fresh.

Plan 212–34 min: Financial Awareness (40 Qs / 40 Marks) — flag doubtful, never blind-guess at −0.25 penalty.

Plan 334–54 min: English Language (40 Qs / 40 Marks) — grammar & vocab in 12 min, RC passage last 8 min.

Plan 454–87 min: Quantitative Aptitude & DI (40 Qs / 50 Marks) — number series & quadratic first, then 2 best DI sets.

Plan 587–120 min: Reasoning (40 Qs / 50 Marks) — inequalities/syllogism/coding (15 Qs), then the 3 cleanest puzzle sets.

🎯 Cutoff-Beating Safe Target Bands

Target 1Safe attempt zone: 145–160 of 200 with 88%+ accuracy (recent cutoff trends).

Target 2GA/FA target: 28+ of 40 — this is where the final selection list is decided.

Target 3Never chase all 5 puzzle sets — 3 solved cleanly beats 5 half-done.

✍️ TCS iON Exam Hall Simulation · Zero-AI Algorithmic Evaluation

Descriptive Test Writing & Instant Scorecard (25 Marks)

📝 Question: Formal Letter: NPA Resolution NoticeTarget: 150 Words (Safe Band: 135–165) · Marks: 25

"Draft a formal statutory communication to a commercial borrower classified under SMA-2 intimating the timeline for restructuring under SARFAESI Act 2002 before classified as Substandard Asset."

Word Count: 0 / 150

Strict Keyboard Simulator: Continuous prose only · No bullet points

📊 Previous Year Cutoffs (2021 - 2024)

Exam Year	UR	EWS	OBC	SC	ST
2023-24	60	58.5	57.25	51	45.5

Sectional note: No Sectional Cutoffs in SBI CBO. Cutoff figures shown as historical record; future cutoffs are predictions with ranges, never guarantees.

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SBI Circle Based Officer (CBO) 2026 — Free Mock 1 (Full Real Pattern)

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