SBI PO Mains 2026
Strategy, previous-year cutoff analysis & full test series built from 10-year paper patterns.
SBI PO 2026: Notification, 4 Advance Increments Salary (~₹18L CTC), Normalization & Mains Roadmap (Mocks at ₹9)
Comprehensive strategy for State Bank of India's flagship PO exam. Covers the unique 4 advance increments starting salary (CTC ~₹18–20L), normalization mechanics, sectional strategy, high-difficulty reasoning puzzles, and Jetri's full mock tests starting at ₹9.
🚀 Exam-Eve Fast Revision Timeline (T-30 · T-14 · T-5)
Materials are organized by countdown timing. Modules remain locked until their designated preparation window before the exam (98 days remaining).
Monthly Active
Continuous Current Affairs (PIB, RBI, Govt schemes) to study throughout your preparation.
30 Days Before Exam
Comprehensive 450+ Page Master Compendium: 6-Month PIB & RBI Circular Synthesis, Complete Priority Sector Lending (PSL) & Basel III Framework, 100+ High-Yield Formula Shortcuts, and 600 Solved Exam MCQs with 4-Step Trap Explanations.
14 Days Before Exam
High-Frequency Attack Order & Rapid Circular Review: Latest 90-Day RBI Priority Directives, Time-Triage Question Selection Matrix (Which 10 questions to skip immediately), Critical Numerical Thresholds (PCA, NOF, CRAR, LTV Ratios), and 200 Mock Booster MCQs.
5 Days Before Exam
Ultra-Compact Exam-Eve Memory Sheet & Trap Avoidance Guide: Final 48-Hour High-Yield Formulas, Critical Regulatory Penalties, Top 25 Examiner Traps in Puzzles & Caselet DI, and Mental Reassurance Scorecard Checklist.
⚖️ Official Marking Scheme
- Positive: Variable (1.0 or 2.0 marks) per correct.
- Negative: 25% (-0.25 or -0.50) per wrong.
- Rules: Reasoning & DI have 2-mark questions (-0.50 negative) and 1-mark questions (-0.25 negative).
- Duration: 180 min · 4 sections.
⏱️ Sectional Breakdown
SBI PO Mains 2026 — Master Strategy & Topic Weightage
Compiled from 10-year official paper patterns and previous-year shift analysis. Review the exact topic weightage below to decide your attempt sequence and study focus.
🏆 The Topper 3-Step Execution Plan
📊 Topic-Wise Previous Year Weightage & Attack Strategy
Work top-down inside each section. ① Must-Do topics form 60–70% of your passing score.
| Section | Topic | Expected Qs | Priority Tier | Topper Attack Technique |
|---|---|---|---|---|
| Reasoning & Computer Aptitude (40 Qs / 50 Marks) | High-Level Puzzles & Seating (Multi-Attribute, Floor-Flat, Circle Mixed) | 18–22 | ① Must-do | Scan all sets first, solve the 2-3 with most definite clues. Skip any set not cracked in 90s of setup. |
| Reasoning & Computer Aptitude (40 Qs / 50 Marks) | Critical & Analytical Reasoning (Statement & Assumption/Argument) | 6–8 | ② High yield | Drill this Reasoning & Computer Aptitude (40 Qs / 50 Marks) topic to under 45s per question; revise its shortcut weekly. |
| Reasoning & Computer Aptitude (40 Qs / 50 Marks) | Machine Input-Output (Shifting & Step Logic) | 4–5 | ② High yield | Infer the rule from step 1→2, then jump straight to the asked step — don't write every step. |
| Reasoning & Computer Aptitude (40 Qs / 50 Marks) | Coded Inequalities & Coded Direction Sense | 4–5 | ③ Solid marks | Chain the signs, check direction. Watch either-or pairs. Under 30s each. |
| Reasoning & Computer Aptitude (40 Qs / 50 Marks) | Computer Aptitude, Flowcharts & Binary Logic | 3–5 | ③ Solid marks | Drill this Reasoning & Computer Aptitude (40 Qs / 50 Marks) topic to under 45s per question; revise its shortcut weekly. |
| Reasoning & Computer Aptitude (40 Qs / 50 Marks) | Data Sufficiency (Reasoning 2/3 Statements) | 3–4 | ④ If time permits | Never fully solve — only decide if it's solvable. Check each statement alone first. |
| Data Analysis & Interpretation (30 Qs / 50 Marks) | Missing Value Table & Mixed Graph DI (Table + Pie / Bar + Line) | 10–12 | ① Must-do | Pick the set with clean numbers first. Approximate early; exact-value questions last. |
| Data Analysis & Interpretation (30 Qs / 50 Marks) | Caselet DI (Arithmetic & Logical Passages) | 8–10 | ② High yield | Pick the set with clean numbers first. Approximate early; exact-value questions last. |
| Data Analysis & Interpretation (30 Qs / 50 Marks) | Probability, Permutation & Modern Maths DI | 4–5 | ② High yield | Drill this Data Analysis & Interpretation (30 Qs / 50 Marks) topic to under 45s per question; revise its shortcut weekly. |
| Data Analysis & Interpretation (30 Qs / 50 Marks) | Data Sufficiency (Quant 3-Statement Comparison) | 4–5 | ③ Solid marks | Never fully solve — only decide if it's solvable. Check each statement alone first. |
| Data Analysis & Interpretation (30 Qs / 50 Marks) | Quantity I vs Quantity II Comparisons | 3–4 | ③ Solid marks | Drill this Data Analysis & Interpretation (30 Qs / 50 Marks) topic to under 45s per question; revise its shortcut weekly. |
| General & Financial Awareness (50 Qs / 60 Marks) | Banking & Economic Current Affairs (Last 6 Months) | 15–18 | ① Must-do | Last 6 months only. Banking/economy news outranks general news for this exam. |
| General & Financial Awareness (50 Qs / 60 Marks) | RBI Circulars, Monetary Policy & Regulatory Norms | 12–15 | ② High yield | Know current rates + who decides them. Highest-frequency GA topic. |
| General & Financial Awareness (50 Qs / 60 Marks) | Government Schemes, Union Budget & Outlays | 8–10 | ② High yield | Launch year, ministry, target group, benefit amount — that's what gets asked. |
| General & Financial Awareness (50 Qs / 60 Marks) | NPA, Basel III, Capital Adequacy & IBC 2016 | 6–8 | ③ Solid marks | Officer-level depth: know the why, not just the name. Rank-deciding area. |
| General & Financial Awareness (50 Qs / 60 Marks) | Static Banking, Headquarters & Financial Terms | 4–6 | ③ Solid marks | Drill this General & Financial Awareness (50 Qs / 60 Marks) topic to under 45s per question; revise its shortcut weekly. |
| English Language (35 Qs / 40 Marks) | Reading Comprehension (2 Deep Analytical Passages) | 12–14 | ① Must-do | Read questions first, then skim. Do vocab and fact questions before inference. |
| English Language (35 Qs / 40 Marks) | Sentence Connectors & Synthesis | 4–5 | ② High yield | Drill this English Language (35 Qs / 40 Marks) topic to under 45s per question; revise its shortcut weekly. |
| English Language (35 Qs / 40 Marks) | Para-Completion & Odd Sentence Out | 4–5 | ② High yield | Drill this English Language (35 Qs / 40 Marks) topic to under 45s per question; revise its shortcut weekly. |
| English Language (35 Qs / 40 Marks) | Word Usage, Contextual Vocabulary & Swap | 4–5 | ③ Solid marks | Drill this English Language (35 Qs / 40 Marks) topic to under 45s per question; revise its shortcut weekly. |
| English Language (35 Qs / 40 Marks) | Advanced Error Spotting & Sentence Improvement | 4–5 | ③ Solid marks | Check subject-verb, then tense, then preposition — in that order. |
| English Language (35 Qs / 40 Marks) | Cloze Test (Advanced Grammar & Collocations) | 4–5 | ④ If time permits | Read the whole passage once for tone, then fill. Collocation beats grammar rules here. |
⏱️ Minute-by-Minute Hall Execution
🎯 Cutoff-Beating Safe Target Bands
Descriptive Test Writing & Instant Scorecard (20 Marks)
"Write a formal letter to your Branch Manager requesting a temporary change in home-branch allocation citing medical grounds of a dependent family member."
📊 Previous Year Cutoffs (2021 - 2024)
| Exam Year | UR | EWS | OBC | SC | ST |
|---|---|---|---|---|---|
| 2023-24 | 88.93 | 84.6 | 80.96 | 72.83 | 69.58 |
| 2022-23 | 88.93 | 84.6 | 80.96 | 72.83 | 69.58 |
| 2021-22 | 94.85 | 90.01 | 86.54 | 77.32 | 75.01 |
Sectional note: No Sectional Cutoffs in SBI PO Mains. Cutoff figures shown as historical record; future cutoffs are predictions with ranges, never guarantees.
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SBI PO Mains 2026 — Free Mock 1 (Full Real Pattern)
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