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Banking · Official Source: State Bank of India

SBI PO Mains 2026

Strategy, previous-year cutoff analysis & full test series built from 10-year paper patterns.

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📖 Senior Examination Advisory Master Dossier · 16 min readBy Prof. K. R. Nambiar (Ex-Bank CGM & Senior Examination Advisory Faculty)

SBI PO 2026: Notification, 4 Advance Increments Salary (~₹18L CTC), Normalization & Mains Roadmap (Mocks at ₹9)

Comprehensive strategy for State Bank of India's flagship PO exam. Covers the unique 4 advance increments starting salary (CTC ~₹18–20L), normalization mechanics, sectional strategy, high-difficulty reasoning puzzles, and Jetri's full mock tests starting at ₹9.

✅ Official Notification Breakdown✅ State & Category Vacancies✅ 12th Bipartite / 7th CPC Salary✅ 80/20 PYP Model Weightage⚡ Mocks from ₹9/Test
Read Complete Faculty Master Analysis ➔
🎯 Structured Revision Roadmap · Exam Date: 9 Jan 2027

🚀 Exam-Eve Fast Revision Timeline (T-30 · T-14 · T-5)

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Materials are organized by countdown timing. Modules remain locked until their designated preparation window before the exam (98 days remaining).

✅ Official Release · Ready to Study29 Oct 2026

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Continuous Current Affairs (PIB, RBI, Govt schemes) to study throughout your preparation.

🔄 Actively Updating Daily · Unlocks 10 Dec 2026In 68 days

30 Days Before Exam

Comprehensive 450+ Page Master Compendium: 6-Month PIB & RBI Circular Synthesis, Complete Priority Sector Lending (PSL) & Basel III Framework, 100+ High-Yield Formula Shortcuts, and 600 Solved Exam MCQs with 4-Step Trap Explanations.

🔄 Actively Updating Daily (T30 Engine)
Jetri's automated pipeline is aggregating daily PIB news, RBI directives, government schemes, and verified question banks up to 30 days before the exam.
⚡ Automatic Dispatch: You will receive an automated email notification with direct access when unlocked on 10 Dec 2026.
🔄 Actively Updating Daily · Unlocks 26 Dec 2026In 84 days

14 Days Before Exam

High-Frequency Attack Order & Rapid Circular Review: Latest 90-Day RBI Priority Directives, Time-Triage Question Selection Matrix (Which 10 questions to skip immediately), Critical Numerical Thresholds (PCA, NOF, CRAR, LTV Ratios), and 200 Mock Booster MCQs.

🔄 Actively Updating Daily (T14 Engine)
Our engine continuously synthesizes fresh regulatory circulars, time-triage attack orders, and high-frequency mock models up to 14 days before the exam.
⚡ Automatic Dispatch: You will receive an automated email notification with direct access when unlocked on 26 Dec 2026.
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5 Days Before Exam

Ultra-Compact Exam-Eve Memory Sheet & Trap Avoidance Guide: Final 48-Hour High-Yield Formulas, Critical Regulatory Penalties, Top 25 Examiner Traps in Puzzles & Caselet DI, and Mental Reassurance Scorecard Checklist.

🔄 Actively Updating Daily (T5 Engine)
Our engine continuously updates the latest 2026 pattern modifications, hot expected news, and formula triggers up to 5 days before the exam.
⚡ Automatic Dispatch: You will receive an automated email notification with direct access when unlocked on 4 Jan 2027.

⚖️ Official Marking Scheme

  • Positive: Variable (1.0 or 2.0 marks) per correct.
  • Negative: 25% (-0.25 or -0.50) per wrong.
  • Rules: Reasoning & DI have 2-mark questions (-0.50 negative) and 1-mark questions (-0.25 negative).
  • Duration: 180 min · 4 sections.

⏱️ Sectional Breakdown

Reasoning & Computer Aptitude40 Qs · 50 min
Data Analysis & Interpretation30 Qs · 45 min
General/Economy/Banking Awareness50 Qs · 45 min
English Language35 Qs · 40 min
🎯 Exam-Cracking Intelligence & Trend Analysis

SBI PO Mains 2026 — Master Strategy & Topic Weightage

📖 Open Full Textbook & Study Notes →

Compiled from 10-year official paper patterns and previous-year shift analysis. Review the exact topic weightage below to decide your attempt sequence and study focus.

🏆 The Topper 3-Step Execution Plan

1. 2-Mark Question Leverage
Data Analysis and Reasoning contain 2-mark questions. Triage questions by marks-per-minute value rather than serial order.
2. General Awareness Mastery (60 Marks)
GA carries 60 marks in Mains. Focus on RBI balance sheets, banking ratios, and regulatory amendments from the last 6 months.
3. Descriptive & Critical Reasoning Edge
Descriptive test (50 marks / 30 min) requires high typing rhythm and formal letter formats. Target 35+ marks.
Reasoning & Computer Aptitude (40 Qs / 50 Marks)
38–49 Qs
6 Topics
Data Analysis & Interpretation (30 Qs / 50 Marks)
29–36 Qs
5 Topics
General & Financial Awareness (50 Qs / 60 Marks)
45–57 Qs
5 Topics
English Language (35 Qs / 40 Marks)
32–39 Qs
6 Topics

📊 Topic-Wise Previous Year Weightage & Attack Strategy

Work top-down inside each section. ① Must-Do topics form 60–70% of your passing score.

SectionTopicExpected QsPriority TierTopper Attack Technique
Reasoning & Computer Aptitude (40 Qs / 50 Marks)High-Level Puzzles & Seating (Multi-Attribute, Floor-Flat, Circle Mixed)18–22① Must-doScan all sets first, solve the 2-3 with most definite clues. Skip any set not cracked in 90s of setup.
Reasoning & Computer Aptitude (40 Qs / 50 Marks)Critical & Analytical Reasoning (Statement & Assumption/Argument)6–8② High yieldDrill this Reasoning & Computer Aptitude (40 Qs / 50 Marks) topic to under 45s per question; revise its shortcut weekly.
Reasoning & Computer Aptitude (40 Qs / 50 Marks)Machine Input-Output (Shifting & Step Logic)4–5② High yieldInfer the rule from step 1→2, then jump straight to the asked step — don't write every step.
Reasoning & Computer Aptitude (40 Qs / 50 Marks)Coded Inequalities & Coded Direction Sense4–5③ Solid marksChain the signs, check direction. Watch either-or pairs. Under 30s each.
Reasoning & Computer Aptitude (40 Qs / 50 Marks)Computer Aptitude, Flowcharts & Binary Logic3–5③ Solid marksDrill this Reasoning & Computer Aptitude (40 Qs / 50 Marks) topic to under 45s per question; revise its shortcut weekly.
Reasoning & Computer Aptitude (40 Qs / 50 Marks)Data Sufficiency (Reasoning 2/3 Statements)3–4④ If time permitsNever fully solve — only decide if it's solvable. Check each statement alone first.
Data Analysis & Interpretation (30 Qs / 50 Marks)Missing Value Table & Mixed Graph DI (Table + Pie / Bar + Line)10–12① Must-doPick the set with clean numbers first. Approximate early; exact-value questions last.
Data Analysis & Interpretation (30 Qs / 50 Marks)Caselet DI (Arithmetic & Logical Passages)8–10② High yieldPick the set with clean numbers first. Approximate early; exact-value questions last.
Data Analysis & Interpretation (30 Qs / 50 Marks)Probability, Permutation & Modern Maths DI4–5② High yieldDrill this Data Analysis & Interpretation (30 Qs / 50 Marks) topic to under 45s per question; revise its shortcut weekly.
Data Analysis & Interpretation (30 Qs / 50 Marks)Data Sufficiency (Quant 3-Statement Comparison)4–5③ Solid marksNever fully solve — only decide if it's solvable. Check each statement alone first.
Data Analysis & Interpretation (30 Qs / 50 Marks)Quantity I vs Quantity II Comparisons3–4③ Solid marksDrill this Data Analysis & Interpretation (30 Qs / 50 Marks) topic to under 45s per question; revise its shortcut weekly.
General & Financial Awareness (50 Qs / 60 Marks)Banking & Economic Current Affairs (Last 6 Months)15–18① Must-doLast 6 months only. Banking/economy news outranks general news for this exam.
General & Financial Awareness (50 Qs / 60 Marks)RBI Circulars, Monetary Policy & Regulatory Norms12–15② High yieldKnow current rates + who decides them. Highest-frequency GA topic.
General & Financial Awareness (50 Qs / 60 Marks)Government Schemes, Union Budget & Outlays8–10② High yieldLaunch year, ministry, target group, benefit amount — that's what gets asked.
General & Financial Awareness (50 Qs / 60 Marks)NPA, Basel III, Capital Adequacy & IBC 20166–8③ Solid marksOfficer-level depth: know the why, not just the name. Rank-deciding area.
General & Financial Awareness (50 Qs / 60 Marks)Static Banking, Headquarters & Financial Terms4–6③ Solid marksDrill this General & Financial Awareness (50 Qs / 60 Marks) topic to under 45s per question; revise its shortcut weekly.
English Language (35 Qs / 40 Marks)Reading Comprehension (2 Deep Analytical Passages)12–14① Must-doRead questions first, then skim. Do vocab and fact questions before inference.
English Language (35 Qs / 40 Marks)Sentence Connectors & Synthesis4–5② High yieldDrill this English Language (35 Qs / 40 Marks) topic to under 45s per question; revise its shortcut weekly.
English Language (35 Qs / 40 Marks)Para-Completion & Odd Sentence Out4–5② High yieldDrill this English Language (35 Qs / 40 Marks) topic to under 45s per question; revise its shortcut weekly.
English Language (35 Qs / 40 Marks)Word Usage, Contextual Vocabulary & Swap4–5③ Solid marksDrill this English Language (35 Qs / 40 Marks) topic to under 45s per question; revise its shortcut weekly.
English Language (35 Qs / 40 Marks)Advanced Error Spotting & Sentence Improvement4–5③ Solid marksCheck subject-verb, then tense, then preposition — in that order.
English Language (35 Qs / 40 Marks)Cloze Test (Advanced Grammar & Collocations)4–5④ If time permitsRead the whole passage once for tone, then fill. Collocation beats grammar rules here.

⏱️ Minute-by-Minute Hall Execution

Plan 1Reasoning & Computer (50 min / 40 Qs / 50M): critical reasoning & input-output first (20 min), then 2 heavy puzzles (30 min).
Plan 2Data Analysis & Interpretation (45 min / 30 Qs / 50M): caselet & missing DI triage; target 18+ high-accuracy attempts.
Plan 3General Awareness (45 min / 50 Qs / 60M): rapid recall; 35+ marks.
Plan 4English Language (40 min / 35 Qs / 40M): vocab, cloze, and 2 long business RC passages.

🎯 Cutoff-Beating Safe Target Bands

Target 1Safe zone: 95–108 / 200 marks + 35+ in Descriptive.
Target 2Skip rule: Never spend more than 2 minutes on any single Quant word problem.
✍️ TCS iON Exam Hall Simulation · Zero-AI Algorithmic Evaluation

Descriptive Test Writing & Instant Scorecard (20 Marks)

📝 Question: Formal Letter: Branch Transfer RequestTarget: 150 Words (Safe Band: 135–165) · Marks: 20

"Write a formal letter to your Branch Manager requesting a temporary change in home-branch allocation citing medical grounds of a dependent family member."

Word Count: 0 / 150
Strict Keyboard Simulator: Continuous prose only · No bullet points

📊 Previous Year Cutoffs (2021 - 2024)

Exam YearUREWSOBCSCST
2023-2488.9384.680.9672.8369.58
2022-2388.9384.680.9672.8369.58
2021-2294.8590.0186.5477.3275.01

Sectional note: No Sectional Cutoffs in SBI PO Mains. Cutoff figures shown as historical record; future cutoffs are predictions with ranges, never guarantees.

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