Discounts & Openings
Banking · Official Source: State Bank of India

SBI Clerk Mains 2026

Strategy, previous-year cutoff analysis & full test series built from 10-year paper patterns.

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📖 Senior Examination Advisory Master Dossier · 15 min readBy Prof. K. R. Nambiar (Ex-Bank CGM & Senior Examination Advisory Faculty)

SBI Clerk 2026 (Junior Associates): 8,700+ Vacancies, State Cutoffs, Local Language Test & 100Q Strategy (Mocks from ₹9)

The master strategic roadmap for State Bank of India Junior Associates (Customer Support & Sales). Analysis of 8,700+ vacancies, state-wise application rules, Local Language Test (LPT), revised 12th Bipartite clerical pay (~₹44,000 gross with advance increments), and Jetri's full mock tests starting at ₹9.

✅ Official Notification Breakdown✅ State & Category Vacancies✅ 12th Bipartite / 7th CPC Salary✅ 80/20 PYP Model Weightage⚡ Mocks from ₹9/Test
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🎯 Structured Revision Roadmap · Exam Date: 24 Feb 2027

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Materials are organized by countdown timing. Modules remain locked until their designated preparation window before the exam (144 days remaining).

✅ Official Release · Ready to Study29 Oct 2026

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Continuous Current Affairs (PIB, RBI, Govt schemes) to study throughout your preparation.

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30 Days Before Exam

Comprehensive 450+ Page Master Compendium: 6-Month PIB & RBI Circular Synthesis, Complete Priority Sector Lending (PSL) & Basel III Framework, 100+ High-Yield Formula Shortcuts, and 600 Solved Exam MCQs with 4-Step Trap Explanations.

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⚡ Automatic Dispatch: You will receive an automated email notification with direct access when unlocked on 25 Jan 2027.
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14 Days Before Exam

High-Frequency Attack Order & Rapid Circular Review: Latest 90-Day RBI Priority Directives, Time-Triage Question Selection Matrix (Which 10 questions to skip immediately), Critical Numerical Thresholds (PCA, NOF, CRAR, LTV Ratios), and 200 Mock Booster MCQs.

🔄 Actively Updating Daily (T14 Engine)
Our engine continuously synthesizes fresh regulatory circulars, time-triage attack orders, and high-frequency mock models up to 14 days before the exam.
⚡ Automatic Dispatch: You will receive an automated email notification with direct access when unlocked on 10 Feb 2027.
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5 Days Before Exam

Ultra-Compact Exam-Eve Memory Sheet & Trap Avoidance Guide: Final 48-Hour High-Yield Formulas, Critical Regulatory Penalties, Top 25 Examiner Traps in Puzzles & Caselet DI, and Mental Reassurance Scorecard Checklist.

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Our engine continuously updates the latest 2026 pattern modifications, hot expected news, and formula triggers up to 5 days before the exam.
⚡ Automatic Dispatch: You will receive an automated email notification with direct access when unlocked on 19 Feb 2027.

⚖️ Official Marking Scheme

  • Positive: 1 per correct.
  • Negative: 0.25 per wrong.
  • Rules: +1.0 for correct, -0.25 for wrong.
  • Duration: 160 min · 4 sections.

⏱️ Sectional Breakdown

General/Financial Awareness50 Qs · 35 min
General English40 Qs · 35 min
Quantitative Aptitude50 Qs · 45 min
Reasoning Ability & Computer Aptitude50 Qs · 45 min
🎯 Exam-Cracking Intelligence & Trend Analysis

SBI Clerk Mains 2026 — Master Strategy & Topic Weightage

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Compiled from 10-year official paper patterns and previous-year shift analysis. Review the exact topic weightage below to decide your attempt sequence and study focus.

🏆 The Topper 3-Step Execution Plan

1. Near 100% Accuracy is Non-Negotiable
Clerical prelims cutoffs are brutally high (75–84/100 state-wise; RBI Assistant 89–93/100). You cannot afford unforced negative marking.
2. Numerical Ability Speed Drills (15/15 in 6 Mins)
15 questions of Simplification & Number Series must be solved in under 7 minutes using Vedic math, digital sum, and fraction-percentage equivalents.
3. Financial Awareness Lead (50 Marks)
In Clerk Mains, Financial Awareness carries 50 marks in 35 minutes. It is the single highest ROI section on the paper.
General / Financial Awareness (50 Qs / 50 Marks)
46–58 Qs
5 Topics
Quantitative Aptitude (50 Qs / 50 Marks)
47–56 Qs
6 Topics
Reasoning Ability & Computer Aptitude (50 Qs / 60 Marks)
45–55 Qs
6 Topics
General English (40 Qs / 40 Marks)
36–42 Qs
6 Topics

📊 Topic-Wise Previous Year Weightage & Attack Strategy

Work top-down inside each section. ① Must-Do topics form 60–70% of your passing score.

SectionTopicExpected QsPriority TierTopper Attack Technique
General / Financial Awareness (50 Qs / 50 Marks)Banking Current Affairs (Last 6 Months)18–22① Must-doLast 6 months only. Banking/economy news outranks general news for this exam.
General / Financial Awareness (50 Qs / 50 Marks)National Current Affairs & Summits10–12② High yieldLast 6 months only. Banking/economy news outranks general news for this exam.
General / Financial Awareness (50 Qs / 50 Marks)RBI Guidelines, Banking Terms & Products8–10② High yieldPick the set with clean numbers first. Approximate early; exact-value questions last.
General / Financial Awareness (50 Qs / 50 Marks)Government Welfare Schemes & Budget Allocations6–8③ Solid marksLaunch year, ministry, target group, benefit amount — that's what gets asked.
General / Financial Awareness (50 Qs / 50 Marks)Static GK (National Parks, Superlatives, Headquarters)4–6③ Solid marksDrill this General / Financial Awareness (50 Qs / 50 Marks) topic to under 45s per question; revise its shortcut weekly.
Quantitative Aptitude (50 Qs / 50 Marks)Data Interpretation (Table, Pie, Bar, Caselet)15–18① Must-doPick the set with clean numbers first. Approximate early; exact-value questions last.
Quantitative Aptitude (50 Qs / 50 Marks)Arithmetic Word Problems (All Chapters)14–16② High yieldUse ratio/unitary methods, not equations. Options often let you back-solve faster.
Quantitative Aptitude (50 Qs / 50 Marks)Number Series (Missing & Wrong Series)5–6② High yieldCheck differences → ratios → squares/cubes, in that order. 20s max, then move on.
Quantitative Aptitude (50 Qs / 50 Marks)Data Sufficiency & Quantity Comparisons4–6③ Solid marksNever fully solve — only decide if it's solvable. Check each statement alone first.
Quantitative Aptitude (50 Qs / 50 Marks)Quadratic Equations & Polynomial Roots5–5③ Solid marksSign-rule shortcut: factor mentally, compare roots. Guaranteed 3-5 marks.
Quantitative Aptitude (50 Qs / 50 Marks)Simplification / Approximation4–5④ If time permitsBODMAS + fraction-percent table. Round early on approximation questions.
Reasoning Ability & Computer Aptitude (50 Qs / 60 Marks)Puzzles & Seating Arrangements (Mains Level)20–24① Must-doScan all sets first, solve the 2-3 with most definite clues. Skip any set not cracked in 90s of setup.
Reasoning Ability & Computer Aptitude (50 Qs / 60 Marks)Syllogism (Only a Few) & Inequalities6–8② High yieldVenn only for tricky ones; 'Only a few' = some+some not. Fastest 3-5 marks in the paper.
Reasoning Ability & Computer Aptitude (50 Qs / 60 Marks)Coding-Decoding & Alphanumeric Series5–6② High yieldRead the condition twice before counting. Most errors are misread conditions, not logic.
Reasoning Ability & Computer Aptitude (50 Qs / 60 Marks)Blood Relations & Direction Sense5–6③ Solid marksDraw the tree: squares male, circles female. Never solve in your head.
Reasoning Ability & Computer Aptitude (50 Qs / 60 Marks)Computer Awareness (Shortcuts, Networking, DBMS)4–6③ Solid marksPure recall — drill once, revise weekly. Free marks.
Reasoning Ability & Computer Aptitude (50 Qs / 60 Marks)Machine Input-Output5–5④ If time permitsInfer the rule from step 1→2, then jump straight to the asked step — don't write every step.
General English (40 Qs / 40 Marks)Reading Comprehension12–14① Must-doRead questions first, then skim. Do vocab and fact questions before inference.
General English (40 Qs / 40 Marks)Cloze Test6–8② High yieldRead the whole passage once for tone, then fill. Collocation beats grammar rules here.
General English (40 Qs / 40 Marks)Error Spotting & Sentence Correction5–6② High yieldCheck subject-verb, then tense, then preposition — in that order.
General English (40 Qs / 40 Marks)Para Jumbles5–5③ Solid marksFind the opener and mandatory pairs first; never order all sentences blind.
General English (40 Qs / 40 Marks)Word Swap & Fillers5–5③ Solid marksDrill this General English (40 Qs / 40 Marks) topic to under 45s per question; revise its shortcut weekly.
General English (40 Qs / 40 Marks)Match the Column3–4④ If time permitsDrill this General English (40 Qs / 40 Marks) topic to under 45s per question; revise its shortcut weekly.

⏱️ Minute-by-Minute Hall Execution

Plan 1General / Financial Awareness (35 min / 50 Qs): rapid recall sweep; target 38+ attempts.
Plan 2English Language (35 min / 40 Qs): grammar, cloze test, and comprehension.
Plan 3Quantitative Aptitude (45 min / 50 Qs): simplification, series, quadratic, and 3 DI sets.
Plan 4Reasoning Ability & Computer (45 min / 50 Qs): alphanumeric, syllogism, coding, and 4 puzzles.

🎯 Cutoff-Beating Safe Target Bands

Target 1Safe zone: 105–118 / 200 marks.
Target 2Simplification target: 15/15 score in under 7 minutes flat.
Target 3Skip rule: Any arithmetic problem longer than 3 lines gets skipped on the first pass.

📊 Previous Year Cutoffs (2021 - 2024)

Exam YearUREWSOBCSCST
2023-2482.258078.568.7562
2022-2380.578.2576.56660.25

Sectional note: No Sectional Cutoffs in SBI Clerk Mains. Cutoff figures shown as historical record; future cutoffs are predictions with ranges, never guarantees.

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