SBI Specialist Cadre Officer (SCO) 2026
Strategy, previous-year cutoff analysis & full test series built from 10-year paper patterns.
SBI CBO (Circle Based Officer) 2026: Notification, 2-Year Commercial Bank Experience, Exam Pattern & Selection Strategy (Mocks from ₹9)
An authoritative guide to the State Bank of India Circle Based Officer (CBO) examination. Covers the 2-year mandatory officer experience criterion in Scheduled Commercial Banks or RRBs, 120-question objective paper, 50-mark descriptive evaluation, circle-wise postings, and Jetri's full mock tests starting at ₹9.
🚀 Exam-Eve Fast Revision Timeline (T-30 · T-14 · T-5)
Materials are organized by countdown timing. Modules remain locked until their designated preparation window before the exam (60 days remaining).
Monthly Active
Continuous Current Affairs (PIB, RBI, Govt schemes) to study throughout your preparation.
30 Days Before Exam
Comprehensive 450+ Page Master Compendium: 6-Month PIB & RBI Circular Synthesis, Complete Priority Sector Lending (PSL) & Basel III Framework, 100+ High-Yield Formula Shortcuts, and 600 Solved Exam MCQs with 4-Step Trap Explanations.
14 Days Before Exam
High-Frequency Attack Order & Rapid Circular Review: Latest 90-Day RBI Priority Directives, Time-Triage Question Selection Matrix (Which 10 questions to skip immediately), Critical Numerical Thresholds (PCA, NOF, CRAR, LTV Ratios), and 200 Mock Booster MCQs.
5 Days Before Exam
Ultra-Compact Exam-Eve Memory Sheet & Trap Avoidance Guide: Final 48-Hour High-Yield Formulas, Critical Regulatory Penalties, Top 25 Examiner Traps in Puzzles & Caselet DI, and Mental Reassurance Scorecard Checklist.
⚖️ Official Marking Scheme
- Positive: 1 per correct.
- Negative: 0.25 per wrong.
- Rules: +1.0 for correct, −0.25 for wrong.
- Duration: 120 min · 4 sections.
⏱️ Sectional Breakdown
SBI Specialist Cadre Officer (SCO) 2026 — Master Strategy & Topic Weightage
Compiled from 10-year official paper patterns and previous-year shift analysis. Review the exact topic weightage below to decide your attempt sequence and study focus.
🏆 The Topper 3-Step Execution Plan
📊 Topic-Wise Previous Year Weightage & Attack Strategy
Work top-down inside each section. ① Must-Do topics form 60–70% of your passing score.
| Section | Topic | Expected Qs | Priority Tier | Topper Attack Technique |
|---|---|---|---|---|
| Reasoning | Puzzles & Seating | 18–22 | ① Must-do | Scan all sets first, solve the 2-3 with most definite clues. Skip any set not cracked in 90s of setup. |
| Reasoning | Inequalities | 3–4 | ② High yield | Chain the signs, check direction. Watch either-or pairs. Under 30s each. |
| Reasoning | Syllogism | 3–3 | ② High yield | Venn only for tricky ones; 'Only a few' = some+some not. Fastest 3-5 marks in the paper. |
| Reasoning | Direction Sense | 2–3 | ③ Solid marks | Sketch every turn. Pythagoras for shortest distance. |
| Reasoning | Misc (order, pairs, coding) | 2–3 | ③ Solid marks | Drill this Reasoning topic to under 45s per question; revise its shortcut weekly. |
| Reasoning | Alphanumeric & Symbol Series | 0–3 | ④ If time permits | Read the condition twice before counting. Most errors are misread conditions, not logic. |
| Reasoning | Blood Relations | 0–2 | ④ If time permits | Draw the tree: squares male, circles female. Never solve in your head. |
| Quantitative Aptitude | Arithmetic (mixed word problems) | 12–13 | ① Must-do | Use ratio/unitary methods, not equations. Options often let you back-solve faster. |
| Quantitative Aptitude | Data Interpretation | 10–12 | ② High yield | Pick the set with clean numbers first. Approximate early; exact-value questions last. |
| Quantitative Aptitude | Number Series (missing & wrong) | 5–5 | ② High yield | Check differences → ratios → squares/cubes, in that order. 20s max, then move on. |
| Quantitative Aptitude | Quadratic Equations & Root Comparison | 4–5 | ③ Solid marks | Sign-rule shortcut: factor mentally, compare roots. Guaranteed 3-5 marks. |
| Quantitative Aptitude | Simplification/Approximation | 0–4 | ③ Solid marks | BODMAS + fraction-percent table. Round early on approximation questions. |
| English | Reading Comprehension | 8–8 | ① Must-do | Read questions first, then skim. Do vocab and fact questions before inference. |
| English | Error Spotting | 5–5 | ② High yield | Check subject-verb, then tense, then preposition — in that order. |
| English | Para Jumbles | 4–5 | ② High yield | Find the opener and mandatory pairs first; never order all sentences blind. |
| English | Sentence Improvement/Phrase Replacement | 3–4 | ③ Solid marks | Drill this English topic to under 45s per question; revise its shortcut weekly. |
| English | Fill in the Blanks (single & double) | 3–4 | ③ Solid marks | Drill this English topic to under 45s per question; revise its shortcut weekly. |
| English | Word Swap / Word Usage | 3–4 | ④ If time permits | Drill this English topic to under 45s per question; revise its shortcut weekly. |
| English | Cloze Test | 0–4 | ④ If time permits | Read the whole passage once for tone, then fill. Collocation beats grammar rules here. |
⏱️ Minute-by-Minute Hall Execution
🎯 Cutoff-Beating Safe Target Bands
📊 Previous Year Cutoffs (Recent Cycles)
| Exam Year | UR | EWS | OBC | SC | ST |
|---|---|---|---|---|---|
| 2023 | 58.5 | 57.5 | 57.5 | 51 | 45.5 |
| 2022 | 61 | 60 | 60 | 53.5 | 47.5 |
Sectional note: Sectional cutoffs apply per standard official norms. Cutoff figures shown as historical record; future cutoffs are predictions with ranges, never guarantees.
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SBI Specialist Cadre Officer (SCO) 2026 — Free Mock 1 (Full Real Pattern)
125 Questions · 120 Minutes · full solutions
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